Saves Health Costs
Health Insurance August 2nd, 2009
For employees who earn mediocre, I am very concerned with medical expenses. One time I was seeing a general practitioner. Doctors prescribe generic and affordable. Moreover, the drug is taken one tablet a day, so I only spend around Rp 20,000 only.
One month later I was treated again and received the same drug, but at the pharmacy there is no generic form and I was offered drugs in a particular pharmaceutical product. My surprise, because drug prices are not USD 700, but the USD 18,000. In fact, both drugs contain the same ingredients. Why are prices so different?
I also feel very different tariffs doctor. Rate my family doctor (general practitioner) Rp 30,000, but there is another general practitioner cost Rp 50,000. Tariffs further specialists differ, from Rp 100,000 to Rp 250,000.
This tariff imbalance I was feeling well when he was in the hospital. For the same actions we are subjected to different rates when treated in a different class. Tariff government hospitals and private are different.
I find information about the tariff policy and announced it to open. Patients and families are difficult to find a comparison of rates will apply for hospital surgery, for example, are reasonable. Is it possible that the government make policies to health care tariffs, including tariff hospitals and doctors, more control? How efforts to reduce health care costs? To our limited income a little rate increase may be an obstacle in treatment. Doctor Information Please.
A to B
As we’ve discussed several times in the consultation room, health costs are likely to increase. This does not only happen in Indonesia, but also in many other countries.
The problem in Indonesia, the health costs the public felt more real because most people pay for medical expenses from their own pockets. Community members who participate in health insurance programs are still limited. Everyone should try join the health insurance program so that if the pain is not burdened with high costs not previously been suspected.
Compared with other countries in ASEAN, health care costs in our country is almost the same, even much cheaper than the cost of treatment to Singapore. Only, the ability of our society is much lower, so if you have to pay for itself was expensive.
Tariff government hospital for three government-controlled classroom. Tariff treatment in the third grade is a tariff that was lower unit cost, so if the patient is treated in the third grade hospitals actually provide subsidies to patients being treated.
Government each year provides some funding to government hospitals. In addition, hospitals also implement cross-subsidies, ie patients treated at the luxury class (VIP, class I) to pay more for a room facilities, medical action, and investigation. The advantage of this payment is used to subsidize third-grade patients.
Generally the government hospital of the three classes of patients far more than the class I and VIP, so quite a lot of patients should be subsidized. Tariff doctors in Indonesia are not diseragamkan. Society of the medical profession usually only provide a guide for those rates should not burden the people so that access can open treatment.
No doctor in the community and not the favorite. The doctor’s favorite patient a high rate despite the floods, while the doctor’s favorite patient is not empty. In fact, the doctor should be seen from the ability.
Today in our country is no standard ability to possess a doctor. Society should not have to differentiate physicians. Thus, he can seek treatment at a doctor close to home. If necessary referral to go to a doctor before being referred to.
Physician costs actual proportion is small compared to the cost of drugs or investigation. Now there is an injection of antibiotic drugs which cost Rp 600,000 per 500 mg. Thus, 1 g price reaches USD 1.2 million, far more expensive than gold. Similarly, there are investigations that cost more than Rp 10 million.
New drug research and medical technology is improving the quality of health services, but also increase health costs. Some hospitals have been opened to charge the public mind, but still many people surprised when they received care bill because it did not expect the cost is very high.
Government to develop health financing systems, including through public health insurance, but people are expected to protect themselves by following the health insurance program. If most people have insurance protection, they do not have to bear the heavy burden because of high treatment costs. Do not forget to live a healthy lifestyle to avoid disease.
Well, although most of the family income of Indonesia was not sufficient, but needs to be set aside for health care costs, including health insurance.
